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 Read about the reasons why you should insure your wine collection.
Article: Why you should insure your wine collection.

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Wine Collections

It can take a lifetime to build a collection of fine wines. For some collectors, the years of searching the world’s wineries for the finest vintages is not simply a hobby, it is a passion. Serious wine collectors understand the need to protect their wine cellars. KRG Insurance Brokers also recognizes this need.

Wine enthusiasts know the rewards of owning a collection: nurturing a bottle for years, anticipating its peak and, at last, savouring the fruit of the vine. Unfortunately, some bottles won’t make it that far. Fragile bottles can break. Basement cellars can flood. Refrigeration systems can malfunction. Fortunately, Private Client Group can help.

We can provide precisely the level of coverage you require. Depending on the extent of your collection, you may choose one overall coverage limit or address bottles individually.

  • Broad coverage. Our policy responds to damage from fire, theft, earthquake, flood and breakage.
  • Up to 150% replacement cost. If a covered item must be replaced, it’s less vulnerable to market volatility.
  • Mechanical breakdown. You’re protected if wine spoils due to climate control system failure.
  • Newly acquired items. New acquisitions are immediately covered for up to 90 days from the time of purchase.
  • Worldwide coverage. Each piece included on the policy is protected, regardless of location.
  • In-transit items. Rest assured that bottles shipped from your favorite vineyard are covered.

You may already employ specialists to manage the financial aspects of your collection, but a different kind of expertise is required to identify — and remedy — everyday circumstances that can threaten its value.

We are proud to offer the services of our in-house team of collection management professionals. As a complement to the efforts of your advisors or curatorial staff, we can help:

  • Develop comprehensive maintenance programs
  • Coordinate appraisals and inventories
  • Facilitate packing and transport
  • Prepare for natural disasters
  • Conduct vulnerability assessments at your home
  • KRG Insurance Brokers brings expertise and unparalleled service to our high net worth clients, and have been insuring fine homes and their belongings for over 30 years. At KRG we can customize any insurance package for your home, auto, wine or fine art collection. If you would like to learn more about insuring your valuables, call us today and ask to speak with Jennifer James, 416-636- 4544 or 1-888-888-6667.