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Fine Art

Fine Art, and its appreciation, is a sensuous experience that is deeply personal. You have spent years selecting works that have electrified your senses, and you cherish them. You need to protect them with certainty.

There may be some coverage offered under your home or business contents insurance, but the reality is that limits with respect to loss on these items caps the amount the insurer will pay. In addition, certain perils such as the breakage of items may be excluded under contents coverage, and in almost all cases a deductible will be applied to any loss.

Here are some reasons why we recommend Fine Art Insurance:

  • Values of the items are guaranteed by listing each item up front. You know what will be paid to you in the event of a loss.
  • Blanket Coverage is available for small items so there is no need to list your smaller items that are under $10,000.
  • Choice of Settlement options allow you to choose to replace, repair or just take the cash settlement.
  • Increasing Value Protection means that even when you list an item with a specified value, if the market price increased at the time of the loss you can receive up to 150% of listed value.
  • No Hassles with appraisals because you don't require an appraisal for items under $100,000. If you do, we take care of it.
  • No deductible.
  • Breakage coverage is automatically included.
  • KRG Insurance Brokers brings expertise and unparalleled service to our high net worth clients, and have been insuring fine homes and their belongings for over 30 years. At KRG we can customize any insurance package for your home, auto, wine or fine art collection. If you would like to learn more about insuring your valuables, call us today and ask to speak with Jennifer James, 416-636- 4544 or 1-888-888-6667.