Independent Business

The Independent business typically requires greater flexibility in their financial risk management but typically have a lower premium. Rather than trying to slot these business requirements into 'boiler-plate' standard commercial policies, alternative specialized packages are tailored to meet the needs of this business. These cost-effective insurance programs generally cover all of the insurance needs of the small business owner. These can typically include:

Property Coverage

• Insurance for your building, business or personal property;
• Financial protection in case of equipment breakdowns;
• Business income interruption coverage;
• Protection against lawsuits.

Vehicle Coverage

• Insurance for liability of your company-owned cars;
• Insurance for medical payments for you or your passengers;
• Insurance for physical damage to cars you own or lease;
• Coverage for lease-gap for cars that you lease;
• Collision or comprehensive protection;

General Liability Coverage

• Insurance for bodily injury caused by you or your employees;
• Insurance for property damage caused by you or your employees;
• Contractual & Products liability;
• Fire, lightning or explosion damage;
• Legal defense costs or Advertising injury;

We offer an array of packages offered by carriers that can be custom-tailored for your needs. These packages offer you the industry specific coverage you need for your business.
You can get your no obligation quote with the use of our on-line application.